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Fees

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Base Fees

SettlementStableyard Fee
Stablecoin25 bps (0.25%) — promotional, moving to 50 bps
FiatCustom per country/method
For a 100paymentat25bps:merchantreceives∗∗100 payment at 25 bps: merchant receives **99.75**.

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Partner Commission

Partners earn commission on top of Stableyard’s base fee: 
Total fee = Stableyard base fee (25 bps) + Partner commission (configurable)

Example: Partner with 50 bps commission
  $100 payment → $0.25 Stableyard + $0.50 partner = $0.75 total
  Merchant receives: $99.25

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Fee Breakdown in API

Every session and quote includes a fee breakdown: 
{
  "fees": {
    "total": 62500,
    "totalFormatted": "0.06",
    "stableyard": 62500,
    "partner": 0
  }
}
Amounts are in the smallest unit of the currency (e.g., 1 USDC = 1,000,000).

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No Hidden Fees

  • No monthly fees
  • No setup fees
  • No minimum transaction fees
  • Cross-chain routing included in the base fee