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Merchant Infrastructure

Stableyard provides complete merchant infrastructure for accepting stablecoin payments—without changing existing hardware or workflows. Key principle: Merchants keep their existing setup. Stableyard works behind the scenes.

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Merchant Tools

Local QR Acceptance

Keep existing QR codes (VietQR, ThaiQR). Stableyard converts stablecoin payments to fiat settlement.

Payment Links

Generate shareable payment links for e-commerce, invoices, and services.

Hosted Checkout

Redirect or embed-style checkout for web and mobile.

Universal Widget

Drop-in checkout component—no custom logic required.

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Local QR Payments

The main unlock for Southeast Asia merchants.

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How It Works

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Merchant Experience

What ChangesWhat Stays
NothingSame QR codes
NothingSame POS flow
NothingSame bank account
New: Lower fees—
New: Instant settlement—

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User Experience

  1. User scans merchant’s existing QR code
  2. DopePay parses the QR and shows amount
  3. User confirms payment in stablecoins
  4. Merchant receives fiat instantly
For freelancers, e-commerce, and services: 
POST /sdk/v1/create-payment-link
{
  "merchantId": "merchant_abc123",
  "amount": "50.00",
  "currency": "USD",
  "description": "Consulting services",
  "metadata": { "invoiceId": "INV-001" }
}
Response: 
{
  "paymentLink": "https://pay.stableyard.fi/p/abc123",
  "qrCode": "data:image/png;base64,...",
  "expiresAt": "2024-12-31T23:59:59Z"
}
TypeDescription
One-TimeSingle use, expires after payment
ReusableAccept multiple payments
Fixed AmountPre-set payment amount
VariableCustomer enters amount

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Hosted Checkout

Embed Stableyard checkout in your flow: 
<iframe
  src="https://pay.stableyard.fi/checkout/abc123"
  width="400"
  height="600">
</iframe>
Or redirect: 
window.location.href = checkoutUrl;

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Merchant Dashboard

Merchants access a dashboard to manage:
FeatureDescription
TransactionsView all payments and status
SettlementTrack pending and completed settlements
BalancesSee stablecoin and fiat balances
PayoutsConfigure settlement preferences
AnalyticsVolume, trends, and reporting

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Settlement Options

Merchants choose their preferred settlement:
OptionDescription
StablecoinKeep funds in USDC/USDT
Fiat via PSPConvert to local currency
MixedSplit between stable and fiat

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No New Hardware

Stableyard works with existing infrastructure:
  • Existing QR stands
  • Existing POS devices
  • Existing PSP relationships
  • Current payment workflows
Zero migration cost. Zero training required.

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Fee Structure

Fee TypeRate
Payment ProcessingCompetitive with card networks
Fiat SettlementPSP conversion fees apply
Stablecoin SettlementMinimal on-chain fees
Next: Learn about Developer Tools — APIs and SDKs for building on Stableyard.