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Cross-Chain Routing

Stableyard’s routing layer handles all multi-chain complexity.

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How It Works

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Incoming Deposits

  1. User sends funds from any supported chain
  2. Routing layer detects the deposit
  3. Automatic swap/bridge to target asset if needed
  4. Funds settle in the user’s vault
User sends 100 USDC on Polygon
    ↓
Routing detects deposit
    ↓
Bridge to Base (if vault is on Base)
    ↓
Vault balance updated

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Outgoing Payments

  1. App requests payment to a destination
  2. Routing selects optimal path
  3. Swap/bridge executes automatically
  4. Gas is sponsored or paid in stables
  5. Recipient receives funds on their chain

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Chain-Agnostic Deposit Addresses

Each Money Account has a deposit handle that works across chains:
  • One address the user can share
  • Accepts deposits from any supported network
  • No need to manage per-chain addresses

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Supported Chains

ChainStatus
BaseLive
ArbitrumLive
EthereumLive
PolygonLive
OptimismComing soon

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Settlement Rules

Businesses can configure:
  • Target chain: Where funds should settle
  • Target token: Which stablecoin to receive
  • Slippage tolerance: For swaps
  • Speed vs cost: Priority settings