Use Cases
Stableyard fixes the entire payment loop — connecting users, merchants, PSPs, and developers through one programmable layer.The Six Core Use Cases
Cross-Chain Deposits
Chain-agnostic onboarding with a single deposit address
Subscriptions
Recurring billing without custody or per-cycle signatures
Universal Checkout
Accept any token, any chain, with real-time conversion
Phone-as-Terminal
Turn any smartphone into a crypto POS via QR/NFC
Wallet Abstraction
One balance across all chains for your app
Agentic Banking
AI agents that hold and move funds using x402+
Who Uses Stableyard
Wallets
Add payment capabilities to existing wallets:- QR/NFC acceptance
- Cross-chain sends
- Subscription management
- Fiat settlement
Apps
Accept stablecoin payments without chain complexity:- Any token, any chain accepted
- Settle to your preferred stablecoin
- Or settle to fiat via PSP partners
Merchants
Use stablecoins in real-world commerce:- Works with existing QR/POS workflows
- No new hardware required
- Stable-to-fiat settlement available
- Auto-reconciliation and analytics
PSPs & Payment Providers
Integrate crypto rails into existing infrastructure:- Stablecoin acceptance layer
- Cross-chain routing
- Settlement to traditional rails
- Compliance-ready
Developers
Build payment flows without chain-by-chain integration:- One API for all chains
- Standard payment primitives
- Programmable policies
- Webhook-driven events
Payment Channels
| Channel | Description |
|---|---|
| Online | Checkout links, embedded widgets, API calls |
| In-Person | QR codes, NFC tap-to-pay |
| Agentic | x402+ protocol for AI/bot payments |
| Enterprise | White-label vaults, PSP integration, custom flows |
Settlement Options
| Option | Description |
|---|---|
| Stablecoins | USDC, USDT, etc. on your preferred chain |
| Fiat | Local currency via PSP partners |
Ready to integrate? See the Integration Guide.