# Stableyard

> Accept, hold and send stablecoin payments, and connect them to bank accounts, through one API.

- [Stableyard documentation](https://docs.stableyard.fi/index.md): Collect, move and settle money across local payment rails and stablecoins, through one API.
- [Use cases](https://docs.stableyard.fi/use-cases.md): What partners build on Stableyard, and the guide that shows how to build each one.
- [Capabilities](https://docs.stableyard.fi/capabilities.md): The six things Stableyard does, the API behind each one, and what must be enabled first.
- [FAQ](https://docs.stableyard.fi/faq.md): Straight answers on access, coverage, custody, failure cases and testing.
- [Authentication](https://docs.stableyard.fi/authentication.md): Credential types, restricted-key permissions, client sessions and the version header.
- [Environments](https://docs.stableyard.fi/environments.md): Sandbox and production: base URLs, what is isolated between them, and what to prove before you go live.
- [Concepts](https://docs.stableyard.fi/concepts/overview.md): Every object in the API, what creates it, and the rule that prevents the most bugs.
- [Onboarding overview](https://docs.stableyard.fi/concepts/onboarding.md): The verification gates between creating an account and using a fiat rail, for each account type.
- [Universal Payment Account](https://docs.stableyard.fi/universal-payment-account.md): Create the account every resource attaches to, and read what comes back.
- [Email verification](https://docs.stableyard.fi/concepts/email-verification.md): Verify an individual account's email with a Stableyard code, or assert an email you already verified.
- [Individual KYC](https://docs.stableyard.fi/concepts/individual-kyc.md): Verify an individual's identity on a provider-hosted page, then read eligibility before offering a bank rail.
- [Business verification (KYB)](https://docs.stableyard.fi/concepts/business-verification.md): Verify a business account through a provider-hosted application to open US bank rails.
- [Activate a regulated capability for an account](https://docs.stableyard.fi/concepts/capability-activation.md): Get a verified account approved for a bank service: the three capabilities, their states and next actions.
- [Payments](https://docs.stableyard.fi/concepts/payments.md): The Payment object: intent, amount, destination, frozen terms, both state axes, refunds and errors.
- [Lifecycle and status codes](https://docs.stableyard.fi/status-codes.md): Payment, deposit and refund states, the separate operational axis, and which values are terminal.
- [Bank accounts: link a beneficiary for payouts](https://docs.stableyard.fi/concepts/bank-accounts.md): Save a bank beneficiary as a payout destination: fields per country, states, coverage.
- [Wallets and payment handles](https://docs.stableyard.fi/concepts/wallets-and-handles.md): Connected wallets, payment handles, public payment acceptance and the payer-facing display profile.
- [Supported regions and currencies](https://docs.stableyard.fi/supported-regions-and-currencies.md): Which markets, currencies, chains and assets are supported, and for which capability.
- [Conversion](https://docs.stableyard.fi/payments/conversion.md): Change asset, chain or currency inside a payment, read the frozen quote, and act when it expires.
- [Assessing fees](https://docs.stableyard.fi/payments/assessing-fees.md): Read your fee rates, the frozen fee snapshot on each payment, and the exact amounts deducted.
- [On-ramp accounts: US bank details that convert to stablecoin](https://docs.stableyard.fi/concepts/on-ramp-accounts.md): Issue US bank details for one account. Every transfer in arrives as stablecoin in the account's wallet.
- [Deposit addresses](https://docs.stableyard.fi/concepts/deposit-addresses.md): Reusable receive addresses, the deposits they record, their states, the manual check and the events.
- [Settlement destinations](https://docs.stableyard.fi/settlement/destinations.md): List an account's destinations, check which can settle, and set its settlement profile.
- [Webhooks](https://docs.stableyard.fi/webhooks.md): Signed event notifications that tell your backend a resource changed, and how to receive them.
- [Webhook event catalog](https://docs.stableyard.fi/webhooks/event-catalog.md): Every partner webhook event, grouped by resource, with what it means and which ones to subscribe to.
- [Verifying webhook signatures](https://docs.stableyard.fi/webhooks/verifying-signatures.md): Check each delivery's HMAC-SHA256 signature against the raw body before you trust or parse it.
- [Webhook delivery and retries](https://docs.stableyard.fi/webhooks/delivery-and-retries.md): How Stableyard retries a failed delivery, when it gives up, and how to requeue a delivery once fixed.
- [Errors](https://docs.stableyard.fi/errors.md): The error shape, every error code and its HTTP status, and which ones are safe to retry.
- [Idempotency](https://docs.stableyard.fi/idempotency.md): Why every money-moving create requires a key, what a reused key does, and how to choose one.
- [Rate limits](https://docs.stableyard.fi/concepts/rate-limits.md): The request limits on partner credentials, the headers that report them, and how to handle a 429.
- [Implementation guides](https://docs.stableyard.fi/guides/overview.md): Decide whether you are building a first-party or a third-party flow, then open the guide for it.
- [First-party flows](https://docs.stableyard.fi/guides/first-party-flows.md): Fund, withdraw, top up and settle when one legal entity owns both ends of the movement.
- [Third-party flows](https://docs.stableyard.fi/guides/third-party-flows.md): Pay or collect for someone else, or run accounts for your own customers, and what each flow needs.
- [Payments](https://docs.stableyard.fi/payments/overview.md): Move money into and out of an account with one Payment resource, from preview to a verified result.
- [Quickstart](https://docs.stableyard.fi/payments/quickstart.md): Go from a credential to one payment you watched reach a terminal state, with curl at each step.
- [Depositing funds](https://docs.stableyard.fi/payments/depositing-funds.md): Bring value into an account through a payment, a deposit address, a virtual account or fiat at checkout.
- [Sending payments](https://docs.stableyard.fi/payments/sending-payments.md): Preview, create and confirm one outbound payment to a wallet, an account, a handle or a bank.
- [Stablecoin transfers](https://docs.stableyard.fi/payments/stablecoin-transfers.md): Send stablecoin to a wallet, or to another account by id or handle, including across partners.
- [On-ramps](https://docs.stableyard.fi/payments/on-ramps.md): Accept fiat from a payer and deliver it as stablecoin, at checkout or through a virtual account.
- [Off-ramps](https://docs.stableyard.fi/payments/off-ramps.md): Pay out local currency from stablecoin to a bank account or a local merchant.
- [Transactions](https://docs.stableyard.fi/payments/transactions.md): List and read the ledger rows each payment leg writes, and know why balances are not spendable.
- [Statements](https://docs.stableyard.fi/payments/statements.md): Assemble a customer statement from transaction and payment reads, and correct it after a period closes.
- [Reconciliation](https://docs.stableyard.fi/payments/reconciliation.md): Match Stableyard payments to your records and survive duplicate, late and out-of-order events.
- [Error handling](https://docs.stableyard.fi/payments/error-handling.md): Detect, decide and act on the six ways a payment fails, without moving value twice.
- [Platform tools](https://docs.stableyard.fi/payments/platform-tools.md): Subscribe to payment, deposit and bank funding events, and rehearse every failure path in sandbox.
- [Settlement overview](https://docs.stableyard.fi/settlement/overview.md): Deliver verified value, net of fees, to the destination a receiving account chose.
- [Settlement quickstart](https://docs.stableyard.fi/settlement/quickstart.md): List an account's destinations, choose one, collect a payment, and confirm the value landed.
- [Settlement lifecycle](https://docs.stableyard.fi/settlement/receiving-settlement.md): Read a payment's status, stage and settlement snapshot to know when value reached the destination.
- [Merchant settlement](https://docs.stableyard.fi/settlement/merchant-settlement.md): Deliver collected value to the destination a merchant chose, net of fees.
- [Treasury settlement](https://docs.stableyard.fi/settlement/treasury-settlement.md): Settle your own revenue into a wallet or Vault you control, and govern how it is spent afterwards.
- [Acquirer and PSP settlement](https://docs.stableyard.fi/settlement/acquirer-psp-settlement.md): Convert acquirer or PSP local-currency balances into stablecoin under a commercial agreement.
- [Settlement fees](https://docs.stableyard.fi/settlement/assessing-fees.md): Read the frozen fee snapshot and the net a destination receives, on payments and on deposits.
- [Settlement transactions](https://docs.stableyard.fi/settlement/transactions.md): Find the settlement row for a payment, read what was delivered, and tie it back to the payment.
- [Settlement reconciliation](https://docs.stableyard.fi/settlement/reconciliation.md): Match settled value to your payables, and hold a settlement that is recorded but not yet confirmed.
- [Settlement failures](https://docs.stableyard.fi/settlement/error-handling.md): Fix settlement error codes in your request, and route operational holds to a person.
- [Settlement webhooks and testing](https://docs.stableyard.fi/settlement/platform-tools.md): Act on each settlement webhook event, and rehearse settlement in sandbox before real money moves.
- [White-label overview](https://docs.stableyard.fi/white-label/overview.md): Run Stableyard accounts for your own customers from your backend, inside your own product.
- [Choose your pattern](https://docs.stableyard.fi/white-label/patterns.md): Three ways to run Stableyard for your customers, the gates each one passes, and what to confirm first.
- [White-label quickstart](https://docs.stableyard.fi/white-label/quickstart.md): On staging: create a customer account, verify it, issue bank details, link a bank and send a payout.
- [Branding and your frontend](https://docs.stableyard.fi/white-label/branding-and-frontend.md): What carries your brand, what carries Stableyard's, and which calls can run in your customer's browser.
- [Going live](https://docs.stableyard.fi/white-label/going-live.md): What Stableyard enables for you, how staging differs from production, and the checklist before launch.
- [API reference](https://docs.stableyard.fi/api-reference.md): Base URLs, authentication, objects and the conventions every endpoint follows.
- [Create an account](https://docs.stableyard.fi/api-reference/accounts/create-account.md): Create a Universal Payment Account (UPA) for an individual or business you serve.
- [Get an account](https://docs.stableyard.fi/api-reference/accounts/get-account.md): Fetch a UPA by its Stableyard account ID.
- [Get an account by external user ID](https://docs.stableyard.fi/api-reference/accounts/get-account-by-external-id.md): Fetch a UPA using the externalUserId you supplied when you created it.
- [Update display profile](https://docs.stableyard.fi/api-reference/accounts/update-display-profile.md): Set the recipient identity shown to payers. Updates use optimistic concurrency and affect only future Payments; every Payment keeps the immutable recipient display snapshot captured when it was created. App branding continues to identify the integrating platform.
- [Get an account's email status](https://docs.stableyard.fi/api-reference/email/get-email-status.md): Read a UPA's email contact and its verification status.
- [Verify or link an account email](https://docs.stableyard.fi/api-reference/email/start-email-verification.md): Start email verification for a UPA, or link an email you already verified.
- [Confirm an account email verification](https://docs.stableyard.fi/api-reference/email/confirm-email-verification.md): Submit the six-digit email code to mark a UPA's email verified.
- [Create or resume a KYC session](https://docs.stableyard.fi/api-reference/kyc/create-kyc-session.md): Create or return the active identity verification session for a UPA.
- [Get an account's KYC status](https://docs.stableyard.fi/api-reference/kyc/get-kyc-status.md): Read a UPA's latest identity verification state and recent history.
- [Submit partner KYC fields (legacy)](https://docs.stableyard.fi/api-reference/kyc/submit-partner-kyc-fields.md): Legacy: submit an External QR Payment's missing KYC fields from your backend.
- [Activate a regulated capability](https://docs.stableyard.fi/api-reference/capabilities/activate-capability.md): Start or resume readiness for a regulated capability such as a linked bank.
- [List regulated capability readiness](https://docs.stableyard.fi/api-reference/capabilities/list-capabilities.md): Read the readiness of each regulated capability activated on a UPA.
- [Withdraw claim reuse consent](https://docs.stableyard.fi/api-reference/capabilities/revoke-claim-reuse.md): Prevents every currently active self-attested compliance claim on this UPA from being reused in future regulated-capability actions. This idempotent operation preserves encrypted historical evidence until its retention deadline and does not recall data already disclosed under an earlier consent rece…
- [Get bank account requirements by country](https://docs.stableyard.fi/api-reference/bank-accounts/get-bank-account-requirements.md): Read each country's bank account fields and whether linking is available there.
- [List banks for linking a bank account](https://docs.stableyard.fi/api-reference/bank-accounts/list-banks.md): List bank codes and names for linking a bank account in the Philippines or Vietnam.
- [Link a bank account](https://docs.stableyard.fi/api-reference/bank-accounts/link-bank-account.md): Save a bank beneficiary under a UPA using its country-specific fields.
- [List linked bank accounts](https://docs.stableyard.fi/api-reference/bank-accounts/list-bank-accounts.md): List the bank accounts linked to a UPA.
- [Get a linked bank account](https://docs.stableyard.fi/api-reference/bank-accounts/get-bank-account.md): Fetch one linked bank account by ID.
- [Disable a linked bank account](https://docs.stableyard.fi/api-reference/bank-accounts/disable-bank-account.md): Disable a linked bank account for future use.
- [Link wallets to an account](https://docs.stableyard.fi/api-reference/wallets/link-wallets.md): Link one or more connected wallets to a UPA.
- [Check whether a payment handle is available](https://docs.stableyard.fi/api-reference/payment-handles/check-handle-availability.md): Check whether a handle is free before you assign it to a UPA.
- [Set an account's payment handle](https://docs.stableyard.fi/api-reference/payment-handles/set-payment-handle.md): Assign a permanent payment handle to a UPA.
- [Resolve a payment handle](https://docs.stableyard.fi/api-reference/payment-handles/resolve-payment-handle.md): Resolve a payment handle to the canonical UPA account ID it belongs to.
- [Turn public payment acceptance on or off](https://docs.stableyard.fi/api-reference/payment-handles/update-payment-acceptance.md): Enable or disable the reusable public payment page for a UPA.
- [Link a tokenized rail identifier](https://docs.stableyard.fi/api-reference/rail-identifiers/link-rail-identifier.md): Link a provider-tokenized static payment rail alias to a UPA.
- [List linked rail identifiers](https://docs.stableyard.fi/api-reference/rail-identifiers/list-rail-identifiers.md): List the tokenized rail identifiers linked to a UPA.
- [Disable a linked rail identifier](https://docs.stableyard.fi/api-reference/rail-identifiers/disable-rail-identifier.md): Disable a linked rail identifier for future use.
- [List an account's settlement destinations](https://docs.stableyard.fi/api-reference/settlement/list-settlement-destinations.md): List the typed destinations a UPA can settle to.
- [Get an account's settlement preference](https://docs.stableyard.fi/api-reference/settlement/get-settlement-profile.md): Read where a UPA's incoming money settles.
- [Set an account's settlement preference](https://docs.stableyard.fi/api-reference/settlement/set-settlement-profile.md): Choose which active destination a UPA's incoming money settles to.
- [Get an account's payment source](https://docs.stableyard.fi/api-reference/settlement/get-payment-source.md): Read which connected wallet or Vault funds a UPA's outgoing Payments.
- [Set an account's payment source](https://docs.stableyard.fi/api-reference/settlement/set-payment-source.md): Choose the connected wallet or Vault that funds a UPA's outgoing Payments.
- [Preview a send payment](https://docs.stableyard.fi/api-reference/payments/preview-payment.md): Resolve the fee, funding options and next action for a send Payment without creating it.
- [Decode a QR code](https://docs.stableyard.fi/api-reference/payments/decode-qr.md): Decode an External QR without creating a Payment, reserving a priced quote, or changing Stableyard financial state. Returns the same nullable qrInfo fields for all supported routes, including PH/KE and VN. Existing payable, merchant, manualBankTransfer, providerReferenceId and destinationAmount fiel…
- [Create a payment](https://docs.stableyard.fi/api-reference/payments/create-payment.md): Create a receive or send Payment, the canonical financial obligation for a money flow.
- [List payments](https://docs.stableyard.fi/api-reference/payments/list-payments.md): List the receive and send Payments visible to your app.
- [Get a payment](https://docs.stableyard.fi/api-reference/payments/get-payment.md): Fetch a Payment and the action it currently needs, if any.
- [Get hosted checkout link](https://docs.stableyard.fi/api-reference/payments/get-checkout-link.md): Returns the shareable hosted checkout URL and snapshotted return URL for a session-backed Payment created by this app environment. This includes receive checkout and send Payments that must collect source funds before an external payout. It never returns the Payment client secret. Participant-only t…
- [Confirm a send payment's pending action](https://docs.stableyard.fi/api-reference/payments/confirm-payment.md): Submit the proof an outgoing send Payment's next action asks for.
- [Cancel an unpaid receive payment](https://docs.stableyard.fi/api-reference/payments/cancel-payment.md): Cancel a receive Payment before payment is detected or escrow funds are verified.
- [List supported beneficiary banks](https://docs.stableyard.fi/api-reference/payments/list-beneficiary-banks.md): List the bank codes accepted for an external-bank Payment in a country.
- [Refund a payment](https://docs.stableyard.fi/api-reference/refunds/create-refund.md): Refund a collected direct receive Payment to the verified payer.
- [List a payment's refunds](https://docs.stableyard.fi/api-reference/refunds/list-refunds.md): List the refunds created for one Payment, newest first.
- [Get a refund](https://docs.stableyard.fi/api-reference/refunds/get-refund.md): Fetch one refund by its refund ID.
- [Get on-ramp requirements](https://docs.stableyard.fi/api-reference/onramp-accounts/get-onramp-requirements.md): Returns the USD funding-account rails enabled for this app and environment, and the UPA's connected wallets on provider-verified destination chains with their supported assets. Call this before rendering the creation form. The current delivery allowlist is Arbitrum One USDC in production and Arbitru…
- [Issue an on-ramp bank account](https://docs.stableyard.fi/api-reference/onramp-accounts/issue-onramp-account.md): Issue a persistent US bank account whose deposits convert to stablecoin on-chain.
- [List on-ramp bank accounts](https://docs.stableyard.fi/api-reference/onramp-accounts/list-onramp-accounts.md): List every persistent on-ramp bank account issued for a UPA.
- [Get deposit instructions for an on-ramp bank account](https://docs.stableyard.fi/api-reference/onramp-accounts/get-deposit-instructions.md): Get the full bank details an account holder sends funds to.
- [List funding transactions for an on-ramp bank account](https://docs.stableyard.fi/api-reference/onramp-accounts/list-funding-transactions.md): List the USD transfers an on-ramp bank account received and what each delivered.
- [List deposit networks](https://docs.stableyard.fi/api-reference/deposit-addresses/list-deposit-networks.md): List reusable-deposit networks with their limits, fees and indicative liquidity.
- [Create deposit addresses](https://docs.stableyard.fi/api-reference/deposit-addresses/create-deposit-addresses.md): Create or reuse a UPA's receive addresses on one or more live chains.
- [List deposit addresses](https://docs.stableyard.fi/api-reference/deposit-addresses/list-deposit-addresses.md): List the reusable receive addresses created for a UPA.
- [Check a deposit transaction](https://docs.stableyard.fi/api-reference/deposit-addresses/check-deposit.md): Verify a transaction and record it if it is a supported deposit to the account.
- [List deposits](https://docs.stableyard.fi/api-reference/deposit-addresses/list-deposits.md): List a UPA's detected deposits and their settlement status.
- [List account transactions](https://docs.stableyard.fi/api-reference/transactions/list-transactions.md): List deposits, Payments, settlements and other recorded activity for a UPA.
- [Get a transaction](https://docs.stableyard.fi/api-reference/transactions/get-transaction.md): Fetch one account transaction with its reconciliation details.
- [Get recorded activity totals](https://docs.stableyard.fi/api-reference/balances/get-activity-totals.md): Read Stableyard's accounting totals for a UPA's recorded activity.
- [Create an account Vault](https://docs.stableyard.fi/api-reference/vaults/create-vault.md): Create the single Arbitrum Safe/Zodiac stablecoin Vault for a UPA.
- [Get an account Vault](https://docs.stableyard.fi/api-reference/vaults/get-vault.md): Fetch a UPA's Vault with its policy, spend usage, pending actions and mandates.
- [Get Vault spend usage](https://docs.stableyard.fi/api-reference/vaults/get-spend-usage.md): Read how much of a Vault's delegated payment allowance is used and available.
- [Propose a Vault policy update](https://docs.stableyard.fi/api-reference/vault-policies/propose-policy.md): Create a pending Vault policy update for the owner to authorize.
- [List Vault policies](https://docs.stableyard.fi/api-reference/vault-policies/list-policies.md): List the active and historical policy versions of a UPA's Vault.
- [Get a Vault policy](https://docs.stableyard.fi/api-reference/vault-policies/get-policy.md): Fetch one Vault policy version with its authorization state and next action.
- [Authorize a Vault policy](https://docs.stableyard.fi/api-reference/vault-policies/authorize-policy.md): Authorize a pending Vault policy with the owner's signature or the managed email code.
- [Resend a managed policy approval](https://docs.stableyard.fi/api-reference/vault-policies/resend-approval.md): Email a fresh six-digit approval code for a pending managed Vault policy.
- [Get a Vault action](https://docs.stableyard.fi/api-reference/vault-actions/get-action.md): Fetch the latest state and instruction for one asynchronous Vault action.
- [Submit an external Vault action transaction](https://docs.stableyard.fi/api-reference/vault-actions/complete-action.md): Record the Safe transaction hash after the external owner executes a Vault action.
- [Create a Vault mandate](https://docs.stableyard.fi/api-reference/vault-mandates/create-mandate.md): Propose a Vault spending mandate as a policy update.
- [Revoke a Vault mandate](https://docs.stableyard.fi/api-reference/vault-mandates/revoke-mandate.md): Revoke a Vault mandate through the policy authorization flow.
- [List Vault audit events](https://docs.stableyard.fi/api-reference/vault-audit/list-audit-events.md): List policy, authorization, provisioning and worker audit events for a Vault.
- [Create a smart wallet](https://docs.stableyard.fi/api-reference/smart-wallets/create-smart-wallet.md): Creates (or, if one already exists for this account and chain, returns) a Safe/Zodiac-controlled smart wallet on Arbitrum for account-bound spend policies. `policy` and `setupTransaction` are present only when policy setup was computed for a newly created wallet; an existing wallet is returned as-is…
- [Create by external user ID](https://docs.stableyard.fi/api-reference/smart-wallets/create-smart-wallet-by-external-id.md): Same as POST /v2/accounts/{accountId}/smart-wallets, addressed by the partner-owned externalUserId instead of the canonical account id.
- [Create a client session](https://docs.stableyard.fi/api-reference/client-sessions/create-client-session.md): Create a short-lived client session for one existing UPA, from your backend.
- [Exchange a client session token](https://docs.stableyard.fi/api-reference/client-sessions/exchange-client-session.md): Exchange a client session token, once, for a short-lived client access token.
- [Bootstrap the client account](https://docs.stableyard.fi/api-reference/client-sessions/get-bootstrap.md): Load the account, recent activity, pending actions and capability hints for a client.
- [Get interface SDK configuration](https://docs.stableyard.fi/api-reference/checkout/get-sdk-configuration.md): Read an app's browser-safe branding, live capabilities and endpoint templates.
- [Resolve a public payment page](https://docs.stableyard.fi/api-reference/checkout/get-payment-page.md): Read the payer-facing profile behind a UPA's public payment handle.
- [Create a public receive payment](https://docs.stableyard.fi/api-reference/checkout/create-public-payment.md): Create a policy-constrained receive Payment from a browser.
- [Resolve a hosted checkout code](https://docs.stableyard.fi/api-reference/checkout/exchange-checkout-code.md): Exchange a hosted checkout code for the Payment ID and its client secret.
- [Get a checkout payment](https://docs.stableyard.fi/api-reference/checkout/get-checkout-payment.md): Read the browser-safe Payment and its checkout state with the client secret.
- [List payment methods for a checkout payment](https://docs.stableyard.fi/api-reference/checkout/list-payment-methods.md): List the methods a payer can use to fund a checkout Payment.
- [Select a payment method](https://docs.stableyard.fi/api-reference/checkout/select-payment-method.md): Create a method attempt for a checkout Payment without changing the Payment.
- [Refresh a payment option](https://docs.stableyard.fi/api-reference/checkout/refresh-payment-option.md): Replace an expired or failed provider option with a newly quoted one.
- [Submit a transaction for a checkout payment](https://docs.stableyard.fi/api-reference/checkout/submit-transaction.md): Submit transaction evidence for Routing, direct Movement or supported direct EVM escrow.
- [Open a hosted payment-verification action](https://docs.stableyard.fi/api-reference/hosted-kyc/exchange-action-code.md): Exchange a one-time hosted action code for a scoped browser session.
- [Get the hosted payment-verification action](https://docs.stableyard.fi/api-reference/hosted-kyc/get-action.md): Read the remaining fields for the action bound to the browser session.
- [Submit hosted payment-verification fields](https://docs.stableyard.fi/api-reference/hosted-kyc/submit-fields.md): Submit only the identity fields requested by the active hosted action.
- [List deposit networks for the client account](https://docs.stableyard.fi/api-reference/client-deposits/list-deposit-networks.md): List the reusable-deposit network catalog for the client token's account.
- [List the client account's deposit addresses](https://docs.stableyard.fi/api-reference/client-deposits/list-deposit-addresses.md): List reusable receive addresses for the account fixed by the client token.
- [Create deposit addresses for the client account](https://docs.stableyard.fi/api-reference/client-deposits/create-deposit-addresses.md): Create or reuse receive addresses for the account fixed by the client token.
- [Check a deposit transaction for the client account](https://docs.stableyard.fi/api-reference/client-deposits/check-deposit.md): Verify a transaction against a receive address owned by the client token's account.
- [List the client account's deposits](https://docs.stableyard.fi/api-reference/client-deposits/list-deposits.md): List deposit and settlement state for the account fixed by the client token.
- [Create a payment for the client account](https://docs.stableyard.fi/api-reference/client-payments/create-payment.md): Create a receive or send Payment for the account fixed by the client token.
- [Get a payment for the client account](https://docs.stableyard.fi/api-reference/client-payments/get-payment.md): Fetch a Payment that the client token's account owns or participates in.
- [List account-bound payment methods](https://docs.stableyard.fi/api-reference/client-payments/list-payment-methods.md): List the extra account-bound methods, such as Vault, that can fund a receive Payment.
- [Select the Vault payment method](https://docs.stableyard.fi/api-reference/client-payments/select-vault-method.md): Select the UPA's Vault to fund a receive Payment's escrow.
- [Authorize a Vault funding operation](https://docs.stableyard.fi/api-reference/client-payments/authorize-vault-funding.md): Authorize the exact Vault-to-escrow transfer for a receive Payment.
- [Confirm a payment for the client account](https://docs.stableyard.fi/api-reference/client-payments/confirm-payment.md): Submit the proof an outgoing Payment's next action asks for, from the client.
- [Get your partner configuration](https://docs.stableyard.fi/api-reference/configuration/get-partner-config.md): Verify your app credentials and read what is enabled for this app and environment.

## OpenAPI Specs

- [frontend-openapi](/frontend-openapi.json)
- [openapi](/openapi.json)
- [2026-08-28](/openapi/2026-08-28.json)
- [2026-09-09](/openapi/2026-09-09.json)
- [frontend-2026-08-28](/openapi/frontend-2026-08-28.json)
- [frontend-2026-09-09](/openapi/frontend-2026-09-09.json)


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